Effective April 2020
Early Withdrawal
$5.00 per withdrawal before dividend period
Early Withdrawal
$5.00 per withdrawal before dividend period
Below Par Fee
$3.00 per month if minimum balance is not maintained.
Dormancy Fee
$5.00 per month if no activity on your account for over 5 years. Accounts for minors, WSU Club accounts and share balances over $100 exempt.
Account Closure
$5.00 if you close your share account within 90 days of opening.
Automatic Transfer of Funds:
Up to 3 Transfers per month
$4.00 per item
Over 3 Transfers per month
$6.00 per item
Overdraft Advance:
Line of Credit
$2.00 per advance
VISA Overdraft Protection
$2.00 per advance
NSF Fee, checking draft or ACH
$25.00 per time paid or returned
Copy of check
$3.00 per item
Deposited item returned unpaid
$10.00 per item
Dual checking account monitoring
Lost or stolen check book
$20.00
Temporary checks
$3.00 for 4 (four) checks (waived for new accounts)
Negative Balance Fee
$18.00 per transaction
Effective 4/14/2020
Account Reconciliation
$25.00 per hour
ACH Payment Returned unpaid
$15.00
Affidavit for Draft, ACH, or Debit Card Transaction
$5.00 Each
Cash Advance Fee, Visa, Mastercard, Discover
$5.00 per transaction
Cashier’s Check
$1.00 per check
Collection Item
$10.00 per item
Debit Card Replacement
$10.00 per card
Excessive Reg D Transactions
$0.50 per transaction over 6 Reg. D transactions. For more information on Reg D
Garnishment/Levy
$25.00
Money Order
$1.00 per money order
Notary Service – Nonmembers
$1.00 per stamp
Paper Copy
$0.10 per page copied
Statement Copy
$2.00 per month per copy
Stop Payment
$18.00 per payment stopped
Teller Check
$1.00 per check payable to a third party
Wire transfer – outgoing – Domestic
$15.00
Subsequent Action – Skip a loan payment
$20.00 per loan