Share & Certificate Rates
As of 1/16/2026
Share & Savings Rates
| Account / Tier | Dividend Rate | APY |
|---|---|---|
| Regular Share Account | ||
| $100 – $2,999.99 | 0.20% | 0.20% |
| $3,000 – $9,999.99 | 0.30% | 0.30% |
| $10,000 and over | 0.50% | 0.50% |
| Advantage Checking Account | ||
| $100 – $1,499.99 | 0.10% | 0.10% |
| $1,500 and over | 0.20% | 0.20% |
| Payroll Share Account | ||
| $100 and over | 0.35% | 0.35% |
| Minimum Opening Deposit: $500 Ongoing Requirement: $50 / month auto deposit | ||
| Club Accounts | ||
| $5.00 and over | 0.35% | 0.35% |
| Share IRA Accounts | ||
| $500 and over | 0.35% | 0.35% |
Share Certificates
| Term | Dividend Rate | APY |
|---|---|---|
| 6 month | 1.00% | 1.00% |
| 12 month | 1.89% | 1.90% |
| 18 month | 1.95% | 1.97% |
| 24 month | 2.18% | 2.20% |
| 36 month | 2.23% | 2.25% |
| 48 month | 2.33% | 2.35% |
| $500 minimum deposit on all terms | ||
IRA Certificates
| Term | Dividend Rate | APY |
|---|---|---|
| 12 month | 1.89% | 1.90% |
| 18 month | 1.95% | 1.97% |
| 24 month | 2.18% | 2.20% |
| 36 month | 2.23% | 2.25% |
| 48 month | 2.33% | 2.35% |
| $1,000 minimum deposit on all terms | ||
CD Rate Matching
Earn the best CD rate in town with Campus Credit Union.
How the Program Works
If you come across a higher CD rate elsewhere, bring it to us. We’ll take a thoughtful, transparent look and work to match that rate.
- Find a rate: Bring us the competitor’s CD rate details.
- We review it: Our team evaluates the offer and eligibility.
- We respond quickly: If it qualifies, we’ll work to match it.
Why Members Like It
- Competitive earnings without the hassle of moving your money around.
- Local, fast support from a team you can reach by phone or in person.
- Clear process with a practical review—no gimmicks.
What to Provide
To help us move efficiently, please be ready with the competitor’s CD details such as term length, rate/APY, and any key requirements. Our team will review and follow up with next steps.
Important: CD Rate Matching is subject to eligibility and program guidelines. Campus Credit Union reserves the right to verify competitor offers and determine qualification.