IRA

Retirement & Education Savings

IRA options designed to support long-term financial goals

Campus Credit Union offers IRA solutions for members who want to plan ahead with confidence. Whether you are focused on retirement savings, education planning, or certificate-based IRA options, our team is here to help you evaluate the account structure that best fits your goals.

Long-term planning

IRA options can support retirement readiness, tax planning discussions, and broader savings discipline.

Certificate choices

IRA Share Certificates are available for members seeking a term-based savings strategy.

Local guidance

Members can work directly with Campus Credit Union staff for account-opening support and next steps.

Explore IRA-related account options

Campus Credit Union utilizes certificate of deposit (CD) accounts as the investment vehicle for both Traditional and Roth IRA options, providing a structured and predictable savings approach.

Traditional IRA

A traditional IRA is a retirement account that may offer tax-deductible contributions and tax-deferred growth, with withdrawals taxed as income in retirement under IRS rules.

  • $1,000 minimum opening deposit
  • 12, 24, 36, and 48 month term options
  • May fit members looking for a structured IRA savings approach

Roth IRA

A Roth IRA is a retirement account funded with after-tax contributions that allows earnings to grow tax-free and be withdrawn tax-free in retirement, subject to IRS rules and eligibility limits.

  • Built for long-term retirement planning
  • Subject to IRS contribution, distribution, and eligibility rules
  • Appropriate for members discussing future tax diversification

How to Open an IRA Account

  • In-person support available at the Main Branch
  • Local assistance for questions and account setup
  • Helpful for members who want one-on-one guidance

Need help comparing IRA options?

Our team can help you understand the account options currently offered by Campus Credit Union and connect you with the right next step for opening or reviewing an IRA account.

Call (316) 867-4700 or visit our Location and Hours page to get started.

Please consult a qualified tax professional for tax advice, contribution eligibility, deduction questions, withdrawal rules, and other IRA-related tax matters. Account availability, terms, and rates are subject to change.