Retirement & Education Savings
IRA options designed to support long-term financial goals
Campus Credit Union offers IRA solutions for members who want to plan ahead with confidence.
Whether you are focused on retirement savings, education planning, or certificate-based IRA options,
our team is here to help you evaluate the account structure that best fits your goals.
Long-term planning
IRA options can support retirement readiness, tax planning discussions, and broader savings discipline.
Certificate choices
IRA Share Certificates are available for members seeking a term-based savings strategy.
Local guidance
Members can work directly with Campus Credit Union staff for account-opening support and next steps.
Traditional IRA
A traditional IRA is a retirement account that may offer tax-deductible contributions and tax-deferred growth, with withdrawals taxed as income in retirement under IRS rules.
- $1,000 minimum opening deposit
- 12, 24, 36, and 48 month term options
- May fit members looking for a structured IRA savings approach
Roth IRA
A Roth IRA is a retirement account funded with after-tax contributions that allows earnings to grow tax-free and be withdrawn tax-free in retirement, subject to IRS rules and eligibility limits.
- Built for long-term retirement planning
- Subject to IRS contribution, distribution, and eligibility rules
- Appropriate for members discussing future tax diversification
How to Open an IRA Account
- In-person support available at the Main Branch
- Local assistance for questions and account setup
- Helpful for members who want one-on-one guidance
Need help comparing IRA options?
Our team can help you understand the account options currently offered by Campus Credit Union
and connect you with the right next step for opening or reviewing an IRA account.
Call (316) 867-4700 or visit our
Location and Hours page to get started.
Please consult a qualified tax professional for tax advice, contribution eligibility, deduction questions,
withdrawal rules, and other IRA-related tax matters. Account availability, terms, and rates are subject to change.