Checking

Everyday Banking

Checking accounts built for everyday convenience

Campus Credit Union offers checking solutions designed to support daily spending, deposits, debit card access, and practical money management. Whether you need a simple no-frills account, dividend-earning potential, or a checking option for a teen, our team is here to help.

No monthly fee option

Regular Checking provides a simple account structure for day-to-day banking needs.

Debit card access

Use your Campus CU MasterCard Debit Card for purchases, ATM access, and recurring payments.

ATM convenience

Access surcharge-free ATMs through the Allpoint ATM Network when available.

Choose the checking option that fits your needs

Campus Credit Union checking accounts are designed to keep everyday banking straightforward, accessible, and supported by local member service.

Regular Checking

A practical, no-frills share draft account designed for everyday use, with a small opening deposit, no minimum balance requirement, unlimited check writing, no per-check charges, and no monthly fee.

  • Monthly statements
  • Unlimited check writing
  • No monthly fee
  • ATM access with a MasterCard Debit Card and Allpoint ATM Network access

Advantage Checking

If you tend to maintain a higher checking balance, Advantage Checking may help you make more of your account relationship.

  • Includes the same core benefits as Regular Checking
  • Accounts maintaining the minimum qualified balance of $100 automatically receive monthly dividends
  • Designed for members who maintain higher account balances

Teen Checking

Teen Checking is designed for teenagers ages 16 to 18 who are ready to begin building responsible money management habits.

  • Available for teenagers ages 16 to 18
  • Valid state-issued ID required
  • Parent member must be joint on the account

MasterCard Debit Card

A Campus CU MasterCard Debit Card gives members convenient access to funds for purchases, ATM withdrawals, and pre-authorized monthly payments.

  • Open checking account required
  • No monthly fee to own a debit card
  • No Campus CU fee for signature purchases
  • $500 daily ATM withdrawal limit
  • $1,000 daily signature-based purchase maximum

Access and protection features

Checking with Campus Credit Union includes practical access options and account support to help members manage daily financial activity with greater confidence.

Free ATM Access

Campus Credit Union members can access surcharge-free ATMs through the Allpoint ATM Network, making it easier to access cash while traveling, commuting, or managing everyday needs.

  • Allpoint ATM Network access
  • Thousands of surcharge-free ATMs available worldwide
  • Use the Allpoint ATM locator to find nearby participating ATMs

Overdraft Options

Qualified members may have access to overdraft protection options designed to help manage unexpected account shortfalls.

  • Overdraft protection from savings may be available
  • Expandacheck line of credit may be available to qualified members
  • Campus CU Visa overdraft options may be available to qualified members

Ready to open a checking account?

Our team can help you compare checking options and choose the account that supports your day-to-day banking needs.

Visit us at 4960 E 21st St N, Wichita, KS 67208, call (316) 867-4700, or visit our Location and Hours page.

To report a lost or stolen debit card during normal business hours, call (316) 867-4700 or (888) 978-2289. After business hours, call the MasterCard Debit Card Lost/Stolen Hotline at (800) 791-2525.

Membership eligibility may apply. Rates, terms, account features, debit card access, overdraft options, and qualification requirements are subject to change. Merchants or ATM access fees may apply for PIN-based transactions. International transactions require prior authorization by the credit union.