Get access to eligible deposits sooner.
With Campus Credit Union ACH Early Pay, eligible members may access certain pending ACH deposits, such as payroll or government benefit payments, before the scheduled posting date.
How to Use ACH Early Pay
Follow these simple steps inside Campus Credit Union Online Banking.
Sign in to Online Banking
Log in to your Campus Credit Union Online Banking account.
Open the ACH Menu
From the menu, select “Holds, Pledges, Pending ACH.”
Select ACH Early Pay
Review your pending ACH deposits and select “ACH Early Pay” for the eligible deposit you would like to access early.
Review the Fee
You will be asked to either Decline or Confirm the $5.00 ACH Early Pay fee.
Confirm ACH Early Pay
Once confirmed, the selected ACH deposit will be posted immediately to the designated account.
ACH Early Pay FAQs
Helpful answers before you use ACH Early Pay.
Is ACH Early Pay automatic?
No. ACH Early Pay is not automatic. You must select ACH Early Pay and confirm the fee before the eligible deposit is posted early.
How much does ACH Early Pay cost?
A $5.00 fee applies each time you choose to use ACH Early Pay.
What types of deposits may qualify?
Only certain ACH deposits may qualify, such as eligible payroll deposits and government benefit payments.
Is early access guaranteed?
No. Early access to funds is not guaranteed and depends on when Campus Credit Union receives payment information from the payer.
Do I need to be in good standing?
Yes. Your account must be in good standing to be eligible for ACH Early Pay.
Important Information
- ACH Early Pay is available through Campus Credit Union Internet Banking only.
- ACH Early Pay is not automatic.
- A $5.00 fee applies each time you use ACH Early Pay.
- Only certain ACH deposits qualify, such as eligible payroll deposits and government benefit payments.
- Early access to funds is not guaranteed.
- Availability depends on when Campus Credit Union receives payment information from the payer.
- Your account must be in good standing to be eligible.
Ready to check for eligible deposits?
Enroll in Online Banking or sign in to see whether ACH Early Pay is available for your pending ACH deposit.