Auto Loans
Competitive financing for new and used vehicles—with options for motorcycles, RVs/campers, and boats.
- Terms up to 84 months on newer vehicles
- 0.25% discount for auto payments
- Ask about loyalty point discounts
Consumer Lending
A streamlined lineup of lending solutions—built for clarity, speed, and local support. Choose an option below to learn more, then apply when you’re ready.
Local decisioning
Clear terms
Member-first guidance
Signature / Personal Loans
Flexible borrowing for life’s planned (and unplanned) moments—simple, direct, and built for speed.
- Signature loans for unexpected expenses and projects
- Line of credit options for access when you need it
- Overdraft line of credit available
Credit Cards
A practical Visa option with Star Rewards features—positioned for value, not gotchas.
- No annual fees
- 25-day grace period on purchases
- ScoreCard points rewards
Private Student Loans
Financing support for undergrad, graduate, and parent borrowers—with flexible payment paths.
- Fixed or variable rate options
- Multiple payment options depending on program
- Borrow $1,000 up to school-certified cost of attendance
CARFAX for Members
Make smarter vehicle decisions with CARFAX® Vehicle History Reports at a member-preferred price.
- Preferred rate: $19.99 (typical retail price listed as $34.99)
- Up to 10 reports on different vehicles within a 30-day period
- Request is routed to the consumer lending team
Want a quick consult before you apply?
Call (316) 867-4700 and we’ll help you right-size the product to your goal. If you prefer digital-first, start with Apply Now.
All loans subject to approval. Rates, terms, and conditions may vary based on creditworthiness and collateral.