ACH Early Pay

ACH Early Pay

Get access to eligible deposits sooner.

With Campus Credit Union ACH Early Pay, eligible members may access certain pending ACH deposits, such as payroll or government benefit payments, before the scheduled posting date.

Online Banking Enrollment Online Banking Sign In $5.00 fee per use

Access Eligible Deposits Early

ACH Early Pay may allow you to access certain qualifying ACH deposits before their scheduled posting date.

You Stay in Control

ACH Early Pay is not automatic. You choose whether to confirm or decline the service when an eligible deposit is available.

Immediate Posting

Once confirmed, the selected ACH deposit will be posted immediately to your designated Campus Credit Union account.

How to Use ACH Early Pay

Follow these simple steps inside Campus Credit Union Online Banking.

1

Sign in to Online Banking

Log in to your Campus Credit Union Online Banking account.

2

Open the ACH Menu

From the menu, select “Holds, Pledges, Pending ACH.”

3

Select ACH Early Pay

Review your pending ACH deposits and select “ACH Early Pay” for the eligible deposit you would like to access early.

4

Review the Fee

You will be asked to either Decline or Confirm the $5.00 ACH Early Pay fee.

5

Confirm ACH Early Pay

Once confirmed, the selected ACH deposit will be posted immediately to the designated account.

ACH Early Pay FAQs

Helpful answers before you use ACH Early Pay.

Is ACH Early Pay automatic?

No. ACH Early Pay is not automatic. You must select ACH Early Pay and confirm the fee before the eligible deposit is posted early.

How much does ACH Early Pay cost?

A $5.00 fee applies each time you choose to use ACH Early Pay.

What types of deposits may qualify?

Only certain ACH deposits may qualify, such as eligible payroll deposits and government benefit payments.

Is early access guaranteed?

No. Early access to funds is not guaranteed and depends on when Campus Credit Union receives payment information from the payer.

Do I need to be in good standing?

Yes. Your account must be in good standing to be eligible for ACH Early Pay.

Important Information

  • ACH Early Pay is available through Campus Credit Union Internet Banking only.
  • ACH Early Pay is not automatic.
  • A $5.00 fee applies each time you use ACH Early Pay.
  • Only certain ACH deposits qualify, such as eligible payroll deposits and government benefit payments.
  • Early access to funds is not guaranteed.
  • Availability depends on when Campus Credit Union receives payment information from the payer.
  • Your account must be in good standing to be eligible.

Ready to check for eligible deposits?

Enroll in Online Banking or sign in to see whether ACH Early Pay is available for your pending ACH deposit.

Online Banking Enrollment Online Banking Sign In