Real Estate Rates


Effective September 20, 2019


FIRST MORTGAGE RATE APR ORIGINATION
10 Year Fixed 3.89% 3.943% $150.00
15 Year Fixed 3.99% 4.044% $150.00
7/1 Adjustable Rate 3.875% 4.014% $150.00

All rates quoted are with 20% down payment for purchase or 80% loan to value for refinance. Other programs available, with higher LTV, please contact the credit union. Rates quoted are with approved credit. Rate Example: 60 monthly payments of $20.28 for each of $1,000 borrowed at 7.99% APR (Annual Percentage Rate) APR shown based on $100,000 purchase money mortgage with $2,000 estimated closing costs.


All loans held at CCU are owner occupied and in the counties of: Sedgwick, Butler, Harvey, Cowley, Kingman, Reno or Sumner counties in Kansas


SECOND MORTGAGE RATE APR ORIGINATION
Up to 60 Months 3.50% 3.663% $0.00
61-84 Months 4.125% 4.244% $0.00
85-120 Months 4.375% 4.461% $0.00
121-180 Months 5.375% 5.437% $0.00

All rates quoted are a 80% combined loan to value. Other programs available, with higher LTV, please contact the credit union. Rates quoted are with approved credit. Rate Example: 60 monthly payments of $20.28 for each of $1,000 borrowed at 7.99% APR (Annual Percentage Rate) APR shown based on $15,000 Home Equity loan with $389 estimated closing costs.


Home Equity Loans can only be granted against owner occupied property and in the counties of: Sedgwick, Butler, Harvey, Cowley, Kingman, Reno or Sumner counties in Kansas