Loan Rates



Loan Rates Effective August 21, 2016

 

New and Used Auto Purchases

2006 - new
Up to 72 Months*


*ADD .50% for additional 12 mo
term up to 72 months financing
GAP Required

Rates As Low As

2.99% to 19.00%

 

 

 

 

If Miles Are:                        Max Term
0-40,000                             72 mo.
40,001-60,000                     66 mo.
60,001-80,000                     60 mo.
80,001-100,000                   48 mo.
100,001-120,000                 36 mo.
over 120,001                       30 mo.

 

 


 

 

 
Some Restrictions Apply
With Approved Credit
Contact Credit Union for details

 

Unsecured Loan
Up to 48 Months
Origination Fee may apply not to exceed $100

  
Rates As Low As       

7.00%    to    21.00%


Loan Discount
0.25% discount could be applied to the loan rate for:
Automatic Transfer, Payroll Deduction or ACH payment.

Other discounts may apply.  Lowest rate possible is 2.74%.   
see a loan officer with questions.

 




Expandachek (Line of Credit)


Advantage Line of Credit
Origination Fee may apply not to exceed $100


8.90% to 21.00%

 


Share Secured Loan

Up to 36 Months

3.00%

 

Certificate Secured Loan

 

ADD 3.00% to Certificate Rate

Visa Credit Cards

Limits from $500 - $10,000
Purchase Rates
Cash Advance Rates
Fixed Rates
See Visa Credit Card Disclosure for
more details

Rates As Low As        
8.9%    to    19.90%
9.90%    to    20.90%

 


First Mortgage Refinance

80% LTV
120 Months
180 Months
$250 Application Fee

Contact the Credit Union for more details

4.00%
4.50%


Second Mortgage


80% LTV
Owner Occupied
Up to 60 Months
Maximum Loan Amount - $100,000

4.25%

Rates quoted \"As low as\" are determined by underwriting guidelines including members               
credit bureau score from Trans Union and term of loan.  An Origination Fee of 1% not to                
exceed $100 may apply.  All rates are subject to change without notice.  Mortgage lending               
for owner occupied and limited to the following counties:  Sedgwick, Butler, Harvey,               
Cowley, Kingman, Reno and Sumner.  ***Closing costs will be paid by member.                
With Approved Credit               
               
Contact a credit union loan officer at 316-978-3666 for more information               
               
NOTE:  The Credit Union retains the right to determine which of the above terms will be               
approved on any loan request.  All interest rates printed are annual percentage rates (APR).