Loan Rates

As of January 16, 2026

Apply Now Consumer Ready Rate Sheet | Campus Credit Union

Consumer Loan Rates

Rates As Low As
4.99% APR

New Auto Loans

Model Year 2026, 2025, & 2024 With less than 30,000 miles
Loan TermAPR
Up to 60 monthsas low as 4.99% APR
61 - 72 monthsas low as 5.49% APR
73 - 84 monthsas low as 5.99% APR
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.

Used Auto Loans

Model Years 2026 through 2016 with mileage of 30,000 or higher
Loan TermAPR
Up to 60 monthsas low as 5.99% APR
61 - 72 monthsas low as 6.49% APR
73 - 84 monthsas low as 6.99% APR
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.

Older Vehicle Loans

Model Year 2015 and older
Loan TermAPR
Up to 60 monthsas low as 6.99% APR
61 - 72 monthsas low as 7.49% APR
73 - 84 monthsas low as 7.99% APR
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.

Home Equity Loan / Line of Credit

Loan TermAPR
Up to 60 monthsPlease call for rate
61 - 120 monthsPlease call for rate
121 - 180 monthsPlease call for rate
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.

Motorcycles, ATVs, Boats, and RVs

Loan TermAPR
Up to 48 monthsas low as 8.99% APR
49 to 60 monthsas low as 9.49% APR
Over 60 monthsas low as 9.99% APR
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.

Unsecured Loan

Loan TermAPR
Up to 48 monthsas low as 9.99% APR
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.

Advantage Line of Credit

Loan TermAPR
Up to 48 monthsas low as 12.99% APR
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.

Visa Credit Card - Credit Limits up to $10,000

TypeAPR
Purchase8.90%
Cash Advance9.90%
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to mortgage loans and commercial loans. All loans are subject to approval. Rates as of January 16, 2026. Rates are subject to change without notice.
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