Fee Schedule

Christmas Club

Early Withdrawal $5.00/Withdrawal before dividend period

Vacation Club

Early Withdrawal $5.00/Withdrawal before dividend period

Regular Shares

Below Par Fee $3.00/Month if minimum balance is not maintained
Account closure $5.00 if share account is closed within 90 days of opening it

Checking Account Fees

Automatic Transfer of Funds:  
   Up to 3 Transfers per Month $4.00/Per Item
   Over 3 Transfers per Month $6.00/Per Item
Overdraft Advance:  
   Line of Credit $2.00/Advance
   VISA Overdraft Protection $2.00/Advance
Draft or ACH Overdraft $25.00/Item Paid or returned
Draft Copy $3.00/Per Item
Deposited Item Returned Unpaid $10.00/Per Item
Dual Checking Account Monitoring  
 -Lost or Stolen Check Book $20.00
Temporary Checks $3.00/Four checks
ATM Negative Balance Fee $18.00


Account Reconciliation $25.00/Hour
ACH Loan Payment Set Up $5.00/Per ACH set up
ACH Payment Returned Unpaid $15.00
Affidavit for Draft, ACH,or Debit Card Transaction $5.00/Each
Cash Advance Fee, Visa, MasterCard, Discover $5.00/Per Transaction
Cashier's Check $1.00/Per Item
Collection Item $10.00/Per Item
Debit Card Replacement $10.00/Card
Garnishment/Levy $25.00
Money Order $1.00/Check
Notary Service-Nonmembers $1.00/Stamp
Paper Copy $0.10/Copy
Statement Copy $2.00/Monthly copy
Stop Payment $18.00/Per Request
Teller Check $1.00/Check payable to third party
Wire Transfer-Outgoing-Domestic $15.00
Subsequent Action $20.00/Loan