WE FIGHT FOR WICHITA

2026 Holiday Loan

Give your holiday budget a boost.

Campus Student 2

2026 Holiday Loan

2026 Holiday Loan Application

APPLICATION IS NOT APPROVAL OR EXTENSION OF CREDIT. Completing and electronically signing this application is a request for credit and conditional acceptance of the proposed terms and selected repayment schedule. Campus Lending must verify the information and approve the request before any credit is extended or funded.
1. Applicant details

Provide accurate contact information. Your document copies will be sent to the email address entered above. Do not enter your full Social Security number.

2. Select the proposed repayment schedule

$1,500 principal, 17.99% fixed interest (Actual/365); $15 origination fee deducted from proceeds, leaving $1,485 if approved. No credit check required. All applications remain subject to membership verification and Campus Lending approval.

3. Optional individual credit insurance
Optional, not required for credit. Select no insurance, individual Credit Life, individual Credit Disability, or both. Joint insurance is not available for this individual Holiday Loan. Your selection is included in the signed request; the estimated schedule below refreshes when insurance coverage changes. The payment preview now includes projected monthly premium postings and insurance allocations. The repayment schedule is an application-date estimate assuming all scheduled payments are received on their due dates. Actual/365 interest and actual insurance premiums will vary with payment activity.
4. Optional automatic loan payment transfer
Optional Auto Transfer. Would you like Campus Credit Union to automatically transfer your 2026 Holiday Loan payments from your Campus account? If Yes, choose the Campus account from which payments will be transferred. The transfer will begin on the first scheduled payment date and continue until the Holiday Loan is paid in full. CMC Flex will determine the final transfer amount.
5. Proposed repayment schedule and selected coverage

The estimated schedule below reflects the application date, repayment frequency, and optional coverage selection. The expanded schedule includes calculated insurance charges and payment allocations. This is an application-date projection assuming timely scheduled payments. Actual/365 interest and insurance charges may change when actual payment activity differs.

View full amortization schedule (expand)
Loading proposed repayment schedule...
6. Read the proposed documents

Membership Account Agreement: Open agreement (PDF).

Application and conditional acceptance

By typing my name and selecting the acknowledgments, I request a Campus Credit Union Holiday Loan and accept the proposed loan terms, conditions and selected repayment schedule if Campus approves my request without material changes. I understand this signature is my application and conditional acceptance, not confirmation that Campus has approved or extended credit. The original signed loan package will be reviewed by Campus Lending before approval and funding; a routine second signing is not intended.

Electronic records consent

I consent to use electronic records and signatures, confirm that I can access and save PDF documents, and understand I may request paper documents.

Truth in Lending

The loan-specific disclosure figures below are calculated using the application date, selected repayment schedule and optional insurance election. The $15.00 Holiday Loan Origination Fee is deducted from the $1,500.00 loan proceeds. Amount financed: $1,485.00. The interest rate is 17.99% fixed, calculated using Actual/365 simple interest. See the displayed disclosure and repayment schedule for the annual percentage rate, finance charge and total of payments.

Condensed loan agreement

By electronically signing, I request a $1,500.00 Holiday Loan and conditionally accept the terms and repayment schedule presented in this application. If Campus Credit Union approves and extends the loan on those terms, I agree to repay the $1,500.00 principal plus applicable interest at 17.99% fixed, calculated using Actual/365 simple interest, and any optional insurance premiums I elect. I authorize deposit of the $1,485.00 net proceeds into my Campus Credit Union account upon approval. Submission is not loan approval, a commitment to lend or an extension of credit. Campus Lending must verify eligibility and approve the request before funding.

Important: Submitting this application does not guarantee approval. Your signature requests credit and conditionally accepts the terms presented, subject to Campus Lending verification and approval.
7. Eligibility and single-session electronic signature

Review the schedule before submitting.

Terms and conditions

2026 Holiday Loan

A little extra for the holidays.

Program Details

  • Loan Amount: $1,500
  • Origination Fee: $15, deducted from loan proceeds
  • Net Proceeds: $1,485
  • Interest Rate: 17.99% fixed
  • Interest Calculation: Actual/365 daily simple interest
  • Repayment Options: Monthly, biweekly, or weekly
  • First Payments: Begin in January 2027
  • Application Period: November 2 through December 30, 2026
  • Credit Check: No credit check required
  • Eligibility: Available to eligible Campus Credit Union members in good standing with no more than one active Holiday Loan
  • Optional Insurance: Individual Credit Life and/or Credit Disability insurance may be selected, subject to eligibility
  • Optional Auto Transfer: Members may elect automatic loan payments from Membership Shares (001) or Checking (006)
Important: Submitting an application does not guarantee approval. All applications are subject to verification and final lending approval.

Membership required. Terms and conditions are subject to change. Late fees may apply as provided in the loan agreement. Optional insurance is not required to obtain credit.

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