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Privacy & Security |
As a member of Campus Credit Union , you don't have to worry
about the security of your personal information. Just like you,
we want all your personal information kept that way - personal
and private.
When you give us information about yourself over our Web site,
we use it to verify who you are, to keep your account with us
secure, and to complete your transactions or business. Your personal
information is private and we respect your privacy. The information
you give us, stays with us. We have never sold and never will
sell information about you to any third party. We never give your
e-mail address to anyone, and we won't send you unsolicited e-mail.
If we want to use your comments or correspondence, we'll always
ask you first. (And we only use it if you give permission.)
At Campus Credit Union , your personal and account information
is secure and private - always.
Internet Account Access Security
What kind of security is being used for Internet Account Access?
Campus Credit Union uses the latest technology to protect your
account information from exposure to unauthorized persons. Below
are some of the components of this security system:
- An account number and PIN are required to access the system.
- 128-bit encryption scrambles your transmissions when crossing
the Internet.
- After entering a PIN incorrectly three times, access to an
account is blocked.
- VeriSign, the recognized leader in Internet security, allows
you to see the security features of our Internet Account Access
program before you use it.
Your are responsible for protecting the secrecy of your PIN in
accordance with the terms contained in your Membership Account
Agreement. We recommend you not store secured pages in your cache
or leave your computer unattended while you are logged into our
Internet Account Access.
What is encryption?
Encryption takes meaningful text and numbers and scrambles them
into numerical nonsense before transmitting them across the Internet.
Your account information becomes "all mixed up and nonsense"
when encryption is in place. For example, "pay $40 from checking
to loan #1" could become something like "752144835628174317312".
The encryption process occurs for information going both directions
- from your computer to the credit union and vice versa. Encryption
uses complex algorithmic formulas to create a key that is used
to translate the nonsense back to "pay $40 from checking
to loan #1". There are billions of potential keys, and a
different key is used for each Internet Account Access session.
Your computer and Campus Credit Union 's computer establish this
key when they make your Internet Account Access connection.
Because there are billions of potential keys, it would take a
thief several lifetimes to come up with the exact key a specific
transmission uses. Netscape estimates the basic level of encryption
(40-bit or international) would take a 64-MIPS computer a year
of dedicated processor time to break. Domestic, or 128-bit, encryption
is exponentially more difficult to break. That is why we suggest
using only 128-bit encryption to give you the highest level of
protection while using these Internet services.
Click
here for more security information.
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