| Privacy
Notice and Disclosure |
Campus
Credit Union, your member owned financial institution, is committed
to providing you with competitive products and services to meet
your financial needs and help you reach your goals. We are equally
committed to protecting the privacy of our members. Under federal
law, we are required to give you this privacy notice. It describes
our credit union's privacy policy and practices concerning the
personal information we collect and disclose about our members.
It also includes information about the parties who receive personal
and sometimes nonpublic information from us as we conduct the
business of the credit union.
The
Campus Credit Union web site contains links to other web sites.
CCU strives to provide links that will benefit our web site users.
However, Campus Credit Union is not responsible for the privacy
practices or content of such other sites. CCU encourages our users
to be aware when they leave our site and reference the privacy
policies of other sites visited.
If
after reading this notice you have questions, please contact us
at:
(316)
978-3666, or write to: Campus Credit Union, 1845 Fairmount, Box
65, Wichita, KS 67260-0065
Information
We Collect About You
We
collect nonpublic personal information about you from the following
sources:
- Information
we receive from you on applications and other forms
- Information
about your transactions with us
- Information
we receive from a consumer reporting agency
- Information
obtained when verifying the information you provide on an application
or other forms, such as from your current or past employers
or from other institutions where you conduct financial transactions.
We
may disclose all of the information we collect, as described above,
as permitted by law.
Parties
Who Receive Information From Us
We
may disclose nonpublic personal information about you to the following
types of third parties:
- Financial
service providers, such as insurance companies
- Non-financial
companies, such as consumer reporting agencies, data processors,
check/share draft printers, plastic card processors, and government
agencies.
Disclosure
of Information to Parties That Provide Services to Us
In
order for us to conduct the business of the credit union, we may
disclose all of the information we collect, as described above,
to companies that perform marketing or other services on our behalf
or to other financial institutions with whom we have joint marketing
agreements so that we may provide members competitive products
and services. We may also disclose nonpublic personal information
about you under circumstances as permitted or required by law.
These disclosures typically include information to process transactions
on your behalf, conduct the operations of our credit union, follow
your instructions as you authorize, or protect the security of
our financial records.
To
protect our members' privacy, we only work with companies that
agree to maintain strong confidentiality protections and limit
the use of information we provide. We do not permit these companies
to sell the information we provide to other third parties.
Disclosure
of Information About Former Members
If
you terminate your membership with Campus Credit Union, we will
not share information we have collected about you, except as may
be permitted or required by law.
How
We Protect Your Information
We
restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic, or procedural
safeguards that comply with federal regulations to guard your
nonpublic personal information.
What
Members Can Do to Help
Campus
Credit Union is committed to protecting the privacy of its members.
Members can help by following these simple guidelines:
- Protect
your account numbers, plastic card numbers, PINs (personal identification
numbers) or passwords. Never keep your PIN with your card, which
can provide free access to your accounts if your card is lost
or stolen.
- Use
caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you explaining
the call is on behalf of the credit union and asks for your
account number, you should beware. Official credit union staff
will have access to your information and will not need to ask
for it.
- Keep
your information with us current. If your address or phone number
changes, please let us know. It is important that we have current
information on how to reach you. If we detect potentially fraudulent
or unauthorized activity or use of an account, we will attempt
to contact you immediately.
- Let
us know if you have questions. Please do not hesitate to call
us - we are here to serve you!
|
